m.Mostly Points
Card offers

Sign-Up Bonus ROI Calculator

Calculate the return on the spending required to earn a bonus.

The formula

What is the offer returning?

Bonus value − annual fee, divided by minimum spend.

Enter offer details

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$
¢
$

Point value defaults to 1.5¢. Check our point-value guide. For the full picture, estimate what the card’s benefits are worth to you.

Return on minimum spend
—%
Estimated net value,
Bonus value,
Additional value,
Annual fee,

Enter the offer details to calculate ROI.