Points Valuation Guide
Practical values you can reasonably target, not the rare, perfect redemption someone found once.
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What is one point worth?
Use the working value for everyday decisions and the strong-redemption number as your target.
Updated September 2026
| Program | Mostly Points value | Strong redemption | Good uses |
|---|---|---|---|
| Bilt RewardsBank points | 2.0¢ | 2.2¢+ | Atmos Rewards and Hyatt |
| Chase Ultimate RewardsBank points | 1.8¢ | 2.0¢+ | Hyatt, Aeroplan and United |
| American Express Membership RewardsBank points | 1.7¢ | 2.0¢+ | Flying Blue and Aeroplan |
| Citi ThankYou RewardsBank points | 1.7¢ | 1.9¢+ | Flying Blue and Avianca |
| Capital One MilesBank points | 1.7¢ | 1.9¢+ | Aeroplan and Flying Blue |
| Wells Fargo RewardsBank points | 1.5¢ | 1.8¢+ | Avios and Flying Blue |
| American AAdvantageAirline miles | 1.5¢ | 1.7¢+ | Partner awards and premium cabins |
| Alaska Atmos RewardsAirline points | 1.5¢ | 1.8¢+ | Alaska, Hawaiian and partners |
| United MileagePlusAirline miles | 1.4¢ | 1.6¢+ | Saver and partner awards |
| Air Canada AeroplanAirline points | 1.4¢ | 1.7¢+ | Star Alliance awards |
| AviosAirline points | 1.4¢ | 1.7¢+ | Short-haul and partner flights |
| Avianca LifeMilesAirline miles | 1.4¢ | 1.7¢+ | Star Alliance premium cabins |
| Flying BlueAirline miles | 1.3¢ | 1.6¢+ | Promo Rewards and Europe |
| JetBlue TrueBlueAirline points | 1.3¢ | 1.5¢+ | JetBlue-operated flights |
| Southwest Rapid RewardsAirline points | 1.3¢ | 1.4¢+ | Southwest-operated flights |
| Delta SkyMilesAirline miles | 1.2¢ | 1.4¢+ | Flash sales and cardholder pricing |
| Singapore KrisFlyerAirline miles | 1.3¢ | 1.6¢+ | Singapore premium cabins |
| Virgin Atlantic Flying ClubAirline points | 1.3¢ | 1.7¢+ | Select partner awards |
| World of HyattHotel points | 1.7¢ | 2.0¢+ | High-cash-rate award nights |
| Wyndham RewardsHotel points | 1.0¢ | 1.2¢+ | Fixed-price award nights |
| Marriott BonvoyHotel points | 0.7¢ | 0.9¢+ | Fifth-night-free stays |
| IHG One RewardsHotel points | 0.6¢ | 0.8¢+ | Fourth-night-free stays |
| Choice PrivilegesHotel points | 0.6¢ | 0.8¢+ | Nordic hotels and peak dates |
| Hilton HonorsHotel points | 0.5¢ | 0.7¢+ | Fifth-night-free stays |
Values are estimates, not cash prices or guarantees. Actual value depends on the award, availability, fees, transfer ratio and how you travel.
Benchmarked against TPG and NerdWallet.