Know the number
Use a realistic working value instead of somebody else's fantasy redemption.
Free five-page guide
The stuff I wish someone gave me when I started using points.
Save it on your phone. Use it when you compare cards, search for an award, or wonder whether cash is actually the better answer.
- What six major points currencies are really worth
- The transfer routes worth knowing first
- A five-minute redemption check
- Seven rules that prevent expensive mistakes
Know the route
See the bank-to-airline and bank-to-hotel connections worth learning first.
Make the call
Run the math, compare the trade-offs, and avoid the mistakes that erase value.